Diagnostic consultation

We review your current accounts, obligations, and near-term goals in a single extended session. You leave with a gap list: missing due dates, uncategorized transfers, and weeks where expenses exceed inflows.

Duration and fee are quoted after you describe household size and complexity; standard Bangkok business hours apply.

Printed charts comparing monthly household inflows and outflows

Tailored management plan

After diagnostics, we draft a written plan covering category limits, reserve targets, and who in the household updates which ledger. Plans include a suggested review rhythm—often monthly for variable income, quarterly for stable salaried homes.

Plan maintenance check-ins

Optional follow-up calls adjust the plan when income changes, school fees shift, or you add a new loan. Each check-in compares actual flows to the plan and records agreed edits.